SEBI Registered Investment Advisor- INA000021155

ValuEthics is the best possible option to achieve higher returns at lower risk by investing in Stock Broking, NPS/Bonds, Insurance, and Mutual Funds in India.

At Value Ethics Pvt. Ltd., we are committed to safeguarding the privacy, confidentiality, and security of all information shared with us through https://valuethics.in and the ValuEthics 360° platform.

This Privacy Policy explains: – What information we collect – Why we collect such information – How the information is used, stored, and protected
By accessing or using ValuEthics 360°, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy.

1. Scope of This Policy

This Privacy Policy applies to all users who access, register, or use ValuEthics 360°, including visitors, registered users, and prospective clients using any of the platform’s tools, dashboards, or services.

2. Information We Collect

While providing access to our platform and services, we may collect and store the following categories of information:

a) Personal Information
  • Name, age, gender, and address
  • Email address, mobile number, user ID, and login credentials
  • Any other personal details voluntarily provided by the user

b) Financial & Investment Information

  • Portfolio holdings, transactions, asset allocation details
  • Assets, liabilities, income, expenses, and net-worth data
  • Goal-related financial inputs and projections

c) Regulatory / KYC Information (Where Applicable)

  • PAN and KYC documents, where required under applicable SEBI regulations or regulatory guidelines
  • Communication records as mandated for regulatory compliance

    Such information is collected only where necessary and retained in accordance with applicable regulatory requirements.

d) Documents & Records

  • Financial documents uploaded by users
  • Will, legacy, nominee, or succession-related records stored for tracking and organization purposes

e) Technical & Usage Information

  • IP address, browser type, device information, operating system
  • Login timestamps, usage patterns, and interaction data

3. Accuracy of Information

Users are solely responsible for ensuring that all information and documents provided on ValuEthics 360° are true, accurate, current, and complete.
Value Ethics Pvt. Ltd. does not independently verify, audit, or validate user-submitted information. Any loss arising due to incorrect, outdated, or misleading information provided by the user shall be the sole responsibility of the user.
We reserve the right to suspend or terminate access to the platform if information provided is found to be misleading, false, or inconsistent with regulatory requirements.

4. How We Use the Information

Information collected is used strictly for the following purposes: – Creating and managing user accounts – Providing access to tools, dashboards, analytics, and reports – Generating platform-based outputs based on user inputs – Improving platform performance, features, and user experience – Communicating service-related updates, alerts, or support responses – Complying with applicable legal and regulatory obligations

We do not sell, rent, or commercially exploit user data.

5. Use of Non-Personal Information

We may collect non-personal or aggregated data such as anonymous usage statistics, demographic trends, and system interaction data to: – Improve platform functionality – Enhance user experience – Analyse system performance and usage trends
Such information does not identify individual users and may be used at our discretion.

6. Sharing of Information

We consider protection of user information critical. Personal or financial information is shared only in the following limited circumstances: – With trusted third-party service providers assisting in platform operations, subject to strict confidentiality obligations – With group entities or affiliates for internal operational purposes – When required by law, regulation, court order, or regulatory authority – With user consent for a specific purpose
We do not share user data with third parties for their direct marketing or commercial benefit.

7. Data Security & Protection

We implement reasonable technical, administrative, and organisational safeguards to protect user data, including: – Secure server infrastructure – Encrypted data transmission (SSL) – Restricted internal access controls – Firewall and system monitoring measures
However, no method of electronic storage or transmission is completely secure. While we strive to protect user data, we do not guarantee absolute security.
Payment-related information such as debit or credit card details is not stored by us and is processed directly through authorised payment gateway providers.

8. Confidential Financial & Sensitive Data

Financial data, personal balance sheets, documents, and will or legacy-related records uploaded by users are treated as confidential and used solely for platform functionality.
ValuEthics 360° does not interpret, validate, certify, or legally execute any document stored on the platform.

9. Data Retention

User information is retained only for as long as necessary to: – Provide platform services – Fulfil contractual obligations – Comply with applicable legal or regulatory requirements
Certain regulatory data (such as KYC records) may be retained for prescribed periods even after account closure, as required by law.

10. Cookies & Tracking Technologies

ValuEthics 360° uses cookies and similar technologies to enhance user experience, analyse traffic, and improve platform functionality.
Users may choose to disable cookies through browser settings; however, doing so may limit access to certain features of the platform.

11. User Choices & Communication Preferences

Users may opt out of promotional communications by following the unsubscribe instructions provided in such messages. Service-related and administrative communications may still be sent where necessary.

12. External Links

The platform may contain links to third-party websites or services. We are not responsible for the privacy practices, content, or security of such external platforms. Users are advised to review the privacy policies of third-party websites before sharing any information.

13. Changes to This Privacy Policy

Value Ethics Pvt. Ltd. reserves the right to review, modify, or update this Privacy Policy at any time without prior notice. Any changes will be published on the website and shall become effective immediately upon posting.
Continued use of ValuEthics 360° after such changes constitutes acceptance of the updated Privacy Policy.

14. Contact Information

For any information regarding the various services and products offered by us, or for providing any critical feedback with regard to our website, product performance, or staff response, you may contact us at:

contact@valuethics.in